Many potential homeowners wonder about the benefits of paying off a credit card before their new mortgage closing date. While paying off debt before applying for a loan is generally a good idea, there are other ways your credit can affect your mortgage approval and terms. Here is some basic information to know about credit card debt and...

For many, owning a home goes from being a dream to reality through the use of a mortgage loan. To qualify for a mortgage loan, many lenders require their borrower’s to already have a down payment of at least 20 percent. If the homebuyer has less than a 20 percent down payment available, many lenders will require the...

When deciding between loan options, one of the first things to consider is whether you want a fixed or adjusted mortgage. An adjusted or adjustable rate mortgage can be an excellent choice for certain financial situations, while fixed rate mortgages might provide more advantages. To help you decide which option works best for you, here are some more...

Flooding can cause significant damage to your home and even make it uninhabitable in worst-case scenarios. Floods can lead to mold growth, wood rot and other types of water damage that can be costly to repair. Taking steps to prevent floods from occurring can protect your home from this kind of damage. Use these flood prevention tips to...

A second mortgage grants homeowners the ability to borrow equity from their home to gain financing. These funds can be used to pay bills, enhance the property and more. The second mortgage is connected to the equity your current mortgage has built up, so it’s crucial to understand the ins and outs of a second mortgage before deciding...

A common question homeowners have about their insurance is, “does home insurance cover water damage?” Among the myriad natural perils your home can face over the course of its life, water damage is one of the most varied. With all the different causes of water damage, it’s important to know which types require an additional insurance policy. To...

Selling a mortgaged house is a common real estate transaction. If you want to move out of your home but still have outstanding mortgage payments, you have the option of selling and using the proceeds to cover the amount of your remaining balance. Are you interested in selling your home with an outstanding mortgage? Here is a quick...

A major aspect of financing a home is choosing the “term”...

Welcome to 32 Knoll View, a spacious 2-bedroom, 2.5-bath end-unit townhome situated in the historic Sparta neighborhood in Ossining. The main floor includes a large living room, kitchen, dining area (with sliders to the deck), powder room, and access to a one car garage, The upper level offers a loft area, the primary bedroom with a full bath, an additional bedroom, and hall bath. You will find the laundry, den/office, and additional living space on the lower level with sliders to the outside. This unit is conveniently located close to the pool and clubhouse. Liberty Knolls is close to shops, restaurants, Metro North, parks, and the Hudson...

Upper level coop that lives like a 2 bedroom. This complex is adjacent to the beautiful serene Mohegan Lake. A community pool, tennis courts, clubhouse, basketball courts and lake views make it a resort place to call home. A balcony allows for extra space to enjoy the natural setting. One of very few coops that allow dogs. Low maintenance cost and convenient...

Welcome to 32 Knoll View, a spacious 2-bedroom, 2.5-bath end-unit townhome situated in the historic Sparta neighborhood in Ossining. The main floor includes a large living room, kitchen, dining area (with sliders to the deck), powder room, and access to a one car garage, The upper level offers a loft area, the primary bedroom with a full bath, an additional bedroom, and hall bath. You will find the laundry, den/office, and additional living space on the lower level with sliders to the outside. This unit is conveniently located close to the pool and clubhouse. Liberty Knolls is close to shops, restaurants, Metro North, parks, and the Hudson...

Scarsdale Village, Garth Road exclusive prime retail space for current or new business owners. Located in a thriving community with retail stores, restaurants and Scarsdale Train Station. Level 1000 sq ft with high ceilings, bathroom and picture windows. Full basement 1000 sq ft with high ceiling. Triple net lease. All renovations completed by tenant. The lease terms are 5, 10, 15 years with a 5-year option. If interested, tell us your proposal. Ideal space for tutoring company, convenience store, card store, small gym, office space, doctor's office, coffee shop, or SPA. The availability of street parking for customers and 2 reserved...